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True. BOC is good. I don't have BOC account, only have one of DBS, It is terrible and horrible.I use Bank of China because there's no minimum amount needed in the account and also I can withdraw in both RMB and HKD. Works well for me. My new card supports Union Pay and EPS but not the other more International systems. On the up-side it's great now all over the mainland as well as Hong Kong. But on the down side it's less international if I visit my family (once every year or so).
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